Fort Worth Public Adjuster

Fire and Large Loss Claims in Fort Worth

Fire is the core of our work: house fires, kitchen fires in restaurants, electrical fires in warehouses and fires in apartment buildings. The insurer’s first estimate rarely captures the whole loss. What it tends to miss:

• Smoke damage in rooms the fire never reached
• Odor that comes back in the summer heat
• Water damage from putting the fire out
• Code upgrades the city requires before you can rebuild
• Contents that have to be listed item by item
• Extra living costs or lost business income while you rebuild

Grass fires in dry, windy weather can also push smoke and ash into homes and businesses well away from the flames, and that smoke damage can be a claim in its own right. If your property has smoke, soot or ash damage after a nearby fire, we can review your policy and tell you what it covers.

On large residential and commercial losses, we bring in engineers, hygienists and contents specialists when the claim needs them, so the estimate reflects the full scope of the damage.

How We Handle Your Claim

• We inspect the damage in person and photograph everything.
• We read your policy and tell you what it covers.
• We build a detailed estimate in Xactimate, the estimating software most insurers use.
• We list your damaged contents item by item.
• We present the claim to your insurer and handle the back and forth.
• We keep you updated until the claim is settled.

Dallas, Houston and the Rest of Texas

Our Texas team works across the state. If your property is in Dallas, see our Dallas public adjuster page; for Houston and the Gulf Coast, see our Houston public adjuster page. For claims anywhere else in the state, start with our Texas public adjuster page.