New York City Public Adjusters for Property Damage Claims

At the present time, AllCity public adjusters have over 120+ combined years of experience as licensed New York Insurance claims adjusters. In short, get experience that can assist you with every aspect of your claim.

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Don’t Wait! Call Your Licensed New York
Public Adjuster Expert Today: 844-MY-ADJUSTER

Remember, These Insurance Companies Are Not Your Friends

Insurance Claim Expertise Available Now

Like many people searching for a “New York public adjuster near me,” your life has been befallen by a great tragedy. Of course, you have insurance to cover damage to your property. However, you may realize that your insurance company’s offer is low. Additionally, the settlement offer will probably not cover everything. Moreover, you are finding the insurance claims process difficult to navigate and timelines beginning to tighten. Finally, like many of our clients, you want to settle your claim at the highest settlement value? You are realizing you need the best “public adjuster near me” and quickly. Let AllCity Adjusting earn your trust.

Professional Handling of Your Insurance Claims

For New Yorkers grappling with property damages, our team of New York public adjusters stands as a beacon of hope. As seasoned insurance adjusters, we specialize in meticulously assessing property damages and streamlining the property damage claim process. We ensure that every nuance of your situation is addressed, providing robust support to restore what you’ve lost.

Property Claim Mastery by Competent Public Adjusters

Our competent public adjusters are property damage specialists with a proven track record of property insurance claim mastery. Each insurance adjuster on our team combines expertise with dedication, ensuring your property claim is managed with precision and skill, leading to optimal outcomes for every client.

Comprehensive Insurance Claim Assistance

When facing property damages, the expertise of a property insurance specialist is invaluable. Our insurance adjuster team offers comprehensive insurance assistance, ensuring your claim is handled with the utmost care and attention. With a commitment to detail and client advocacy, we navigate the complexities of the insurance landscape to secure the compensation you deserve.

Most Competent Public Adjusters at Your Service For Property Claim Needs

When damages strikes, the most competent public adjusters in New York are at your service. Specializing in property insurance claims, our team ensures your case is handled with expertise and care, providing peace of mind in turbulent times.

New York Public Adjusters: Expertise in Property Insurance Claims

Navigating the labyrinth of property insurance claims in the bustling heart of New York can be daunting. With an array of insurance challenges, from complex policy language to stringent claim deadlines, it’s essential to have an expert by your side. Our New York City public adjusters bring specialized expertise in property damage claims to your doorstep. We are not just adjusters; we are advocates for New Yorkers who demand fairness and clarity within their property insurance processes. Trust in our experience and local know-how to transform insurance challenges into successful outcomes for your property insurance claim.

Claims Adjuster Service Specializing in Storm Damage Assessment

In the wake of a storm, the path to recovery can be fraught with insurance claim problems and intricate claim processes. Our Claims Adjuster Service, specializing in storm damage assessment, stands ready to aid New York City’s residents. With a team of dedicated New York City public adjusters, we focus on meticulously handling every aspect of your property damage claim. From initial evaluation to navigating the claim process, we provide steadfast support and expert insight, ensuring that your storm-related insurance claim is addressed promptly and efficiently, leaving no detail unscrutinized.

Adjuster Service for Comprehensive Claim Assessment in New York

When you’re facing the aftermath of property damage, navigating the intricacies of an insurance claim can be daunting. In New York, a trusted expert public adjuster is your ally in this complex process. Our adjuster service is staffed by property insurance specialists, professionals who are not just adept in the letter of the law but are also property insurance experts with a deep understanding of the practicalities of claim assessment. Whether it’s for routine property claims or more specific property damage adjustments, our team is equipped to deliver a detailed property claim adjustment. With a focus on providing top-tier insurance claims adjuster services, we are the support you need to ensure a comprehensive claim assessment, helping you get the compensation you deserve.

Why Choose A Local Licensed Public Adjuster Expert?

Our Certifications / Our Experience / Our Integrity

certified public adjuster 100 max settlement
100% RECOVERY GUARANTEED

First and foremost, we never settle for less than 100% of your claim value.

For this reason, get a team that can guarantee your maximum claim settlement.

YOUR PEACE OF MIND IS OUR GOAL.

certified public adjuster 250 years of experience

120+ yrs COMBINED
Claim Experience

Secondly, our teams have 120+ years of combined claim adjusting experience.

In short, give us an opportunity to earn your trust.

ADJUSTING WITH INTEGRITY IS
OUR MISSION.

certified public adjuster 100
FAST TRACK
YOUR CLAIM

Lastly, get a faster claims settlement.

Most importantly, get a team that is dedicated to you.

STAYING ON TASK AND IN CONTACT IS OUR COMMITMENT.

Case Study

120% commitment to excellence and a 5 year warranty
Customer Review

 

First, I would like to say we were so happy with Allcity. To summarize, we had a large fire at our home in 2016. It was so large we were contacted by many board-up companies & restoration vendors; it was overwhelming. Thankfully, A friend of ours told us to call Andy. It was the best decision we ever made. In fact, within 2 months the entire claim was settled for amounts we never thought possible. I would hope anyone with any damage to their home calls Andy first and lets him and his company help you big-time.
- Lee M

Google

 

Andy and his team were instrumental in the claims process of a fire loss on a commercial property. In fact, without his help, we would have missed out on 100,000+. Moreover, if it could not get any better, Andy himself was amazing at explaining the entire process and communicating with me. He’s a great guy supported by a great team over at AllCity!
- Jeff

Google

Extremely honest and hard-working team. I would recommend them because they don’t exaggerate their claim value recovery. After reviewing our insurance offer Allcity owner laughed and said he could get us 100% more. I laughed and gave them a shot. I was surprised that 2 months later the insurer gave us $300,000 instead of the $170,000 claim they were offering us. Not quite 100% but I would give them 100% on their honesty, speed, and overall time to recovery value.

AllCity Adjusting is by far one of the best Adjusting firms in the area.
Andy works so hard for the client, honest, kind, and knowledgeable.

Moreover, A Company With Over 20 Reviews with a Perfect 5-Star Rating

Licensed New York Public Adjuster Services

Recovered over 1 BILLION for our clients

Policy Evaluation

Damge Inspection

Damage Report

Negotiation

Faster Settlements

24/7 Support

Policy Evaluation

Allcity is a Licensed New York Public Adjuster Has Over 120+ Years of Combined Experience

Whether your claim has already been filed or you need help filing a new claim, AllCity Adjusting is a licensed public adjusting company with the experience you need.

A Certified Adjuster is Your Ally, The Insurance Company is Not

Furthermore, as a Licensed Adjuster, our team will focus on reading your insurance policy to evaluate it for your max settlement. Frustrating though it may be, it is normal for insurance operator adjusters to stop writing your settlement once they have hit your ‘policy limits’. Moreover, insurance companies adjusters frequently misinterpret repair costs, ignore endorsements, and frequently misjudge repair versus replacement costs. In short, our goal is to find their mistakes and omissions and correct them.

As a Licensed Adjuster, We’ll Maximize Your Claim Settlement

Lastly, an AllCity employer can help you determine your policy limits, analyze your endorsements, and understand the limits for repair value and replacement costs. Moreover, by doing so, we can help you reach a maximum settlement with your insurance firm. Remember, your insurance company is not your friend.

Damage Inspection

AllCity New York Adjusters vs. Insurance Adjuster Objectives: What’s the Difference?

How the Insurance Company Inspects For Damage

After the claim has been filed the insurance firm will evaluate the damage. First, the insurer sends an adjuster to your property to inspect the damage. If it’s a smaller and simpler claim, then the insurer might approve the claim with photos or videos of the damage. However, for more complex claims the Insurer will dispatch an insurance adjuster. Keep in mind, that the insurance adjuster’s goal is to minimize the company’s loss, maximize their profit, and pay you the amount legally required. Remember, the insurance company is a for-profit business. Moreover, their goal is to make money: not pay out more money than they need to pay. Additionally, they will pay out the minimum amount they are required to pay based on the terms of the insurance contract – nothing more.

How AllCity New York Claims Representative Inspect Your Damages

While the goal of your Insurance carrier is to pay you the legal amount, our goal is to max out your claim check. Moreover, in order to achieve this our damage inspectors work tirelessly on-site to photograph and categorize your assets properly. Furthermore, we look to maximize both repair costs and replacement costs. Last but not least, we don’t stop writing when we hit our policy limits. Most importantly, we dig deep. For instance, we look into your endorsements so we can grab extra money. Remember, don’t throw anything away. This is because a thorough investigation of each item is required. With this in mind and through proper depreciation and item evaluation we prepare your claims final report.

If We Don’t Recover More – You Don’t Pay

Remember, as A Licensed Public Adjuster our fee is based on how much we can recover, we have an incentive to recover 100% of your claim value. Indeed, to achieve this we oftentimes must rewrite the insurance adjuster’s damage claim altogether. In fact, our investigations have turned up a lot of mistakes; for instance, under-estimated repair costs, item price discrepancies, replacement value miscategorizations, and sometimes a blatant disregard to write in any endorsements or code upgrades. As has been noted above, we won’t stop until we maximize your claim settlement. So Don’t Settle – Get More!

Full Damage Report

Get A Total Proof of Loss

Allcity New York Public Adjusters Build Fast, Compelling, and Compete Reports

After we have completed your damage inspection we will assemble a full report. In fact, our reports are detailed ranging in length between 20 pages for a small loss, to 200+ pages for a large loss. On the other hand, an insurance adjuster will stop writing when they hit your policy limits; However, our adjusters photograph and video every room to ensure a complete evidentiary review. As a result of our detailed and thorough investigation our forensic and engineering staff can represent your claim more accurately. In short, we will be able to more accurately create your proof of loss, code documentation, and line item lists to complete your full damage report. Most importantly, once we have filed our full damage report you can expect we won’t stop fighting until we get everything last cent.

Our AllCity New York Claims Consultants Will Guide You Through the Entire Process

Lastly, we will sit down with you and go through everything. Again, we know this process is confusing and difficult. Let us earn your trust.

Settlement Negotiating

Why is a Strong Negotiator Important?

First and foremost, one wrong answer can get your claim denied. Indeed, this is why it is so important to have a powerful Claims adjuster on your side. AllCity Adjusting can stand in the gap. The insurance firm will have their legal team posed and ready – you should too.

To demonstrate the importance of a strong negotiator let us create a character called William. Truly, many people like William call us every day in similar situations. Namely, William called us to tell us that his claim was denied. Frustrated, he was passionate that his basement “FLOOD” was covered.

Misunderstanding Occur and Jargon Confuses

Furthermore, when the insurance adjuster came out initially the agent even said the damages were covered. Yet now, only one month later the Insurance provider had changed its mind; the most compelling evidence you might ask? Mrs. William even read to us his insurance policy subsection over the phone that stated he was covered for all “water damage to property.” Frustratingly, he continued explaining he was honest and didn’t understand why the insurance agency denied his claim. Surely what happened was a mistake – right? So – What was it? For one thing, William kept using the word “FLOOD”.

AllCity Understands Insurance Lingo and Policy Nuances?

Did you know “flood damage” is a specialty coverage that is only part of a policy if you live in a flood plane? Moreover, do you have to purchase it from FEMA? If you don’t have a FEMA flood policy, then you probably don’t have flood insurance. Chiefly, and most importantly, William had already gotten himself into hot water with the insurance firm through something called policy misclassification.

How Did the AllCity Public Adjuster Help

On the positive side, after looking closely at the denial letter we were able to move his case back to review status. Notably, we accomplished this by recategorizing the claim from FLOOD DAMAGE to the covered peril of “WATER DAMAGE”. To put it another way, small mistakes can have huge consequences. Moreover, a closer look at the chain of custody of his case revealed that the presiding agent, only 25 years old and new to the agency, didn’t understand the policy miscategorization rule and just took Mr. William at his word. It was William himself who, accidentally, using the wrong word, created the problem in the first place. As you probably guessed, this is just one of hundreds of examples of how important it is to have a good-faith public adjuster in your corner when dealing with your insurance agency’s legal team.

Insurance Companies are Not Your Friends

As one listens to these types of stories every day; it’s easy to see how honest hard working people can get taken advantage of by a highly technical system of categorizations and ignorance. There is only one solution. Ensuring you get a maximum settlement requires finesse, knowledge, and experience.

Here Are a Few Things to Consider:

Policy Misrepresentation. First, this typically occurs when the insured (that’s you) has said something and the insured (you) has misrepresented the policy. Remember, whether it is accidentally or not does not matter; you could come under investigation.

Policy Mis-Classification can cost you big. More specifically, this could occur if you have a claim for water damage to your basement walls and floors due to a pipe burst. If you were to tell the coverage company it was flood damage you would be wrong; then, the insurance company would deny your claim. For this reason, it is important to remember that how the insurance agent classifies the claim will determine whether or no it is covered. In short, don’t say anything – get a public adjuster to assist or do your research.

Faster Settlement

A Certified Public Adjuster Can Help You Settle Your Claim Much Faster

Latest Technology

First and foremost, as a certified public adjuster, AllCity only uses the industry’s leading estimating software. Xactimate is more than just an estimation tool; additionally, it was designed by the insurance companies for the insurance industry. While it may help insurance companies reduce claim costs, it gives us vital insight into their game plan and allows us to propose strong counterclaim estimates.

Fast Team Deployments

Additionally, in order to settle your claim with speed we deploy our teams faster. Getting in early to ensure rapid inventory loss cataloging, forensic analysis, and engineering is vital to a fast settlement.

Dedicated Support Staff

Moreover, our dedicated staff can be deployed to assist you in filing your claim and getting a damage report within 2-3 weeks of the start of the claim.

400% Greater Deployment Speed Than Our Competitors

Furthermore, we pride ourselves on our 400% response time efficiency when compared to our competitors. Whereas the average insurance carrier adjuster completes a claim estimate every 1-3 months our time to estimation is a rapid 1-2 weeks.

Don’t Let Delays Hurt Your Pocket Book

Most importantly, ALE’s additional living expense is the extra money you get when your house is no longer livable. Since you have a limited exhaustible budget for your ALE you will want to utilize it as efficiently as possible. We can assist you in getting into temporary housing and help you turn around your claim with speed.

Storage

Remember, If you are in one of our service areas we take pride in serving you. Most importantly, call anytime; we will answer our phones 24 hours a day 7 days a week because we understand that your life was just turned upside down. Furthermore, communication is core to our services. Whether it’s with the company for insuurane or our on-the-ground teams, we strive for a 100% satisfaction guarantee.

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AllCity Adjusting

All City Adjusting