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FAQ: All About Public Adjusting

How does home repair

How Does Home Repair Insurance Work?

Homeowners’ insurance will cover damage from unexpected and sudden perils, like hurricanes, fires, and hail. However, it excludes insurance coverages if the damage stems from everyday use and wear and tear to appliances, HVAC systems, etc. Therefore, if you feel you need insurance coverage for those items, you need to know the answer to the question: how does home repair insurance work?

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Insurance Claims for Poorly Installed Stucco

Stucco is a popular siding used on new developments, homes, and businesses since the early 1900s. Manufacturers make it of cement, limestone, and silica. In fact, it has become very popular in the last 20 years. However, when not installed properly, it can lead to several problems. Therefore, some homeowners will have to file insurance claims for poorly installed stucco.

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Vacant and Unoccupied Home Insurance

Homeowners may experience situations in which they leave their homes for an extended period of time. For example, they may have a vacation home at the beach in which they stay the entire summer. Or they moved to a new house but have not yet sold their other house. In any event, homeowners who may leave their homes for more than a few weeks may need vacant and unoccupied home insurance coverage.

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Building Code Costs While Rebuilding After a House Fire

You and your spouse love old houses, especially yours. Unfortunately, a house fire damaged a large section of your beloved home. Consequently, you filed an insurance claim, intending to repair your fire-damaged home. However, your insurance company is telling you that you don’t have building code coverage. Therefore, your homeowners’ insurance will not cover building code costs while rebuilding after a house fire. As a result, you are going to have to pay a large portion of the cost of rebuilding your fire-damaged home yourself. 

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Preferred Vendor? Get a Second Opinion!

Did you know that you DO NOT have to sign the first, second, or even third vendor contract that is presented to you after a major loss? How about the fact that restoration companies purposely take advantage of the fragile emotional state that a homeowner enters right after a loss? Did you know that you DO NOT have to sign with the insurance company’s “preferred vendors” for ANYTHING? You should always get a second opinion! You should be the only one in control of YOUR money. Unfortunately, if you do not hire a public adjuster to help you through the process, you run the risk of losing that control. Let AllCity help you during this uncertain time. We advocate for you when you are faced with these difficult decisions and confusing processes.  The knowledge and expertise of an AllCity public adjuster will guarantee that YOU come out on top. YOU will maintain control of your claim. YOU will receive the maximum settlement for your loss. Remember, don’t sign with a preferred vendor, and always get a second opinion!

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Homeowner or Business Total Loss Claims

Homeowners and business owners maintain insurance policies to protect them from losses resulting from damage to their property. Unfortunately, certain events, such as natural disasters or major fires, can cause a great amount of damage to buildings, homes, and personal property. Owners of the damaged property will file insurance claims with their insurance carriers. Significant damage to the insured property can lead to a homeowner or business total loss claim.

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Commercial Water Damage Restoration

Commercial Water Damage Restoration: First and foremost, get a public adjuster with experience that will make them pay every penny you deserve. Most importantly, work with a company that recovers over 1 billion annually claim losses. We can help you get up to 100% more on your claim or our services are free.

ater Damage Cleanup Tips Featured Image

Water Damage Cleanup Tips

Water Damage Cleanup Tips: First and foremost, get a public adjuster with experience that will make them pay every penny you deserve. Most importantly, work with a company that recovers over 1 billion annually claim losses. We can help you get up to 100% more on your claim or our services are free.

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Water Extraction Process: What Is It?

Water can wreak havoc on your home or business’s property. For this reason, immediate water extraction is absolutely crucial after suffering water or flood damage. In fact, water extraction is a must-have process to prevent secondary and extensive damage, such as mold growth. But, what is water extraction? Water extraction is a kind of process recommended for removing excess water from the flooring and grounds of the house or property. To illustrate, the methods used by water extraction experts include stopping the source of excessive water flow and draining water. In addition, it will also include the removal of non-visible water, as well as drying and dehumidifying of the damaged area. To extract standing water, professional water extraction services can use pumps to pump out the water. Meanwhile, they’ll use drying systems to dry the wall, ceiling, and crawl spaces. For example, a high-end vacuum is used for water extraction from the carpet. Water extraction should be performed quickly, but it should be done professionally and efficiently. Suppose you are looking for emergency water extraction. In that case, it will be an advantage if you know what water extraction looks like and its importance.

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Drying Water Damage: Step By Step

Water can wreak havoc on your home or business, so it’s hard not to panic when a pipe bursts or a drain backs up. There are more than a few steps to take care of the water damage restoration process. However, drying water damage is probably one of the most crucial parts of it. For this reason, we have compiled this list of tips in order to provide you with the best guide possible to handle drying water damage. Of course, the very first thing you should do is locate your main water stop valve and turn it off. This is usually found in your basement near the front foundation wall or inside a crawl space if you have one. It might also be near your water heater.

Tips, Ticks & Help

Residential Plumbing and Leaks Damage

Residential Plumbing and Leaks Damage

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Plumbing and Leaks Damage Claims

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Plumbing and Leaks Damage Claims: Everything You Need To Know About Plumbing and Leaks Damage Claims; Does Insurance Cover Them? If plumbing leaks...

FIRE RESTORATION

7 Red Flags That Indicate You Need to Hire a Public Adjuster

7 Red Flags That Indicate You Need to Hire a Public Adjuster

What's In This Articles Low Initial Settlement Offer Delays and Stalling Tactics Confusing or Complicated Explanations Pressure to Sign Documents Quickly Denial of Valid Claim Elements You Feel Overwhelmed or Unsure Significant Damage to Your Property How Does A...

Navigating Fire Damage Claims: What Every Property Owner Should Know

Navigating Fire Damage Claims: What Every Property Owner Should Know

What's In This Articles Introduction Understanding Fire Damage Claims Immediate Steps After Fire Damage The Insurance Claim Process Challenges in Fire Damage Claims Role of Public Adjusters in Fire Damage Claims Conclusion Introduction The aftermath of a fire can be...

Time Limits for Filing Commercial Roofing Insurance Claims

Time Limits for Filing Commercial Roofing Insurance Claims

What's In This Articles The Time Limit For Filing Claims The Importance of Timely Roofing Insurance Claims Types of Damage Covered by Roofing Insurance Claims Time Limits for Filing Roofing Insurance Claims Water Damage Claims Storm Damage Claims Fire Damage Claims...

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